Bank Loan

CGC Jhanjeri aims to support deserving/meritorious students in availing financial assistance for pursuing their higher education. In order to encourage students to take up higher education despite their financial shortcomings, nowadays, most banks, whether State or Centre Government, are providing attractive loan facilities for students.

Believing that talent deserves to be supported, CGC Jhanjeri has set up a separate loan assistance cell to enable the students, at the time of admission (Online or Offline) to obtain loans from banks with which the college has tie-ups.

Procedure to Apply for Education Loan:

  • Through Vidya Lakshmi
  • Vidya Lakshmi is an education Loan Portal managed by NSDL e-Governance Infrastructure Limited, Mumbai.
  • Under this, CGC Jhanjeri students can have access to Education Loans. The Portal is linked with Scheduled Banks. It is a gateway to the Banks through which the student can proceed further. The portal has the facility of tracking the Education Loan right from the inception of the loan application to the sanction of the loan or otherwise.
  • Students must register and log in at https://www.vidyalakshmi.co.in/Students/ and fill up the Common Education Loan Application Form (CELAF) by providing all the necessary details. After filling out the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience.
  • Through Direct approach in bank
  • It is preferable to approach the bank branch where one of the parents has an account. However, in certain cities, there may be branches designated for issuing education loans.
  • However, the students and their parents/guardians shall be responsible for obtaining sanctions and repayment of the sanctioned loan and all kinds of liabilities and consequences arising thereof, if any. CGC Jhanjeri shall not be liable and responsible in this regard.
  • Education Loan Cover
  • 100% College Tuition Fees payable, Accommodation charges, Examination Fee, Books & equipment & Traveling expenses abroad.

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